Callbook AI
BACKED BYCombinator

The AI collections agency

Our AI agents locate, contact, and negotiate with each borrower, adapted to your strategy and measured against your current results.

Let’s talk

Multichannel,
with context

Calls, SMS, and email in one continuous conversation.

  • 01Every channel contributes to the customer history.
  • 02Inbound calls arrive with complete context.
  • 03Less friction. More conversion.
Callbook AI
iMessageToday 11:42 AM
Hi Maya, I’m reaching out about your account balance.
I can pay, but I need a smaller first installment.
I understand. Would a four-payment plan work for you?
Yes, that works.
Delivered
iMessageYes, that works.

Every account.
The right next move.

Decisions get sharper with every conversation.

Segmentation

Before we act, every account is classified by ability and willingness to pay. Treating everyone the same is expensive; each profile receives the right level of intensity.

Won't pay: Product was broken

Insights

Understand why customers fall into debt. The cause may be origination friction, difficulty accessing the product, or payment options that do not fit their situation.

Elena RuizDEBT · $980
Mateo DíazDEBT · $2,430
Maya OrtizDEBT · $1,240
Sofia GrantDEBT · $2,115
Lucas ReedDEBT · $540
James LeeDEBT · $860
Nina ShahDEBT · $1,720
Ana TorresDEBT · $690
Omar KhanDEBT · $1,360
Verify accountP2
Retry contactP2
Offer payment planP1
Route to humanP1
Review debtP2
Open app supportP2
Send payment linkP3
Schedule follow-upP3
Update accountP3

Actions

Guide each customer toward the right next step: human assistance, product support for an app issue, or a debt review when they believe the balance is incorrect.

Vanessa speaking in a studio
“Callbook AI has achieved a very important understanding of our business. Of the way it should communicate with the citizen.”
Vanessa HenaoDigital Strategy in Collections
View customer story

Collections at scale.
Measured in outcomes.

AI-powered collection interactions23M+
Borrowers managed2M+
Payments recoveredUSD $11M+

Enterprise-grade
security and controls

Built for the security expectations of financial institutions, with controls for identity and access, encryption, logging, continuity, vulnerability management, and the responsible handling of customer information.